Things You'll Need:
- Your Pet
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Step 1
When buying insurance for you pet insurance companies will most likely want you to take your pet in for a check up at the veterinarian. The veterinarian will give a checkup sheet so you can prove to the insurance company your pet is in good health. If you pet is not in good health you can still obtain pet insurance its just your cost may be higher.
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Step 2
Once you get your pet checkup from the veterinarian make sure you keep your receipt. Some pet insurance companies will pay you back the cost of the checkup. To make sure the pet insurance company will pay you back the cost of the check up go to the insurance company first to make sure.
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Step 3
When talking to the insurance company about insuring your pet make sure to ask questions. Think about the cost of your veterinarian visits. Right down all costs of checkups, medication, etc. Bring your list into the insurance office and ask about each individual item. Ask the insurance company if anything has a deduction.
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Step 4
If you have a regular veterinarian that you visit make sure to ask the insurance company if you can continue to visit the same veterinarian. There are some insurance companies that have only specific veterinarians you can visit while other let you choose the veterinarian.
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Step 5
Don't ever forget to talk about costs. Ask what the monthly bill will be. Talk about anything you can do to lower cost. Some insurance companies that work with pet insurance let you raise your premium for certain procedures to lower monthly cost. It never hurts to ask the insurance companies about ways of lowering your insurance costs no matter what you plan on insuring.
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Step 6
Another question to ask is about what the pet insurance plan covers. You need to know everything the plan covers and especially what it doesn't cover. If there are any costly procedures or medicine that the insurance plan doesn't cover so in the event you need one of these your prepared for it.
