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Step 1
The first thing you must do, of course, is to apply for a credit card. You should try and apply for one that has the lowest interest rate and one that could offer rewards, like cash back.
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Step 2
Now you need to look at your budget. At the end of each month, figure out how much money you have left over.
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Step 3
Now that you have your card and know how much you can spend, use your credit card to make purchases. I would advise you to never pay more than you earn.
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Step 4
Pay the bill that you receive for the credit card in full. This will give you good credit history.
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Step 5
Make sure that you have a checking and savings account. If you have one, banks that give out credit cards will be more likely to give you one if you have it.
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Step 6
If you can, get a credit card that has the same due dates as your other bills, that way you can pay for everything at the same time and have the funds to pay for them.
