How to Compare Identity Theft Plans
Today, everyone is concerned with protecting his identity from theft. This common problem just gets worse every day. Someone can steal your identity without your even knowing, unless you have an identity theft company monitoring your credit, medical records and even your public records from all government agencies. Learn how to compare identity theft plans so that you get the right one.
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Instructions
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Compare the prices of the identity theft plans. Some offer a free trial. After the trial period, the plan has a monthly or yearly fee. Just because a company has a free trial does not mean it is the best. You also have to look at what you get for the monthly fee.
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Compare the type of identity theft plan and the coverage type. Does the company monitor all three credit-reporting agencies? Does it protect your medical records? Does it offer just simple credit monitoring? You want the most coverage for your money.
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Compare what the identity theft plan monitors. Some plans monitor your medical records, bank accounts, Social Security, public records and credit cards. However, some plans don't monitor anything. You have to decide how important it is to you to have everything that can affect your identity monitored.
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Compare the guarantee and insurance coverage for identity theft. Some plans offer $1 million worth of coverage, and a few offer $2 million worth of coverage. Some do not offer any insurance or guarantee.
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Compare the bottom line for each identity theft plan. What will you get for your money? Some do not prevent identity theft. Some monitor everything so well, that an alert is sounded before anything can happen to your identity. Choose one that can prevent identity theft, not one that only monitors your credit.
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Tips & Warnings
Know exactly what you are getting before deciding on a plan.
Never take a plan without comparing it with other plans.
