How To Write a Letter to a Bank to Open an Account

At some stage in life, you will probably need a bank account to keep track of your financial affairs. One way to utilize this banking resource is to open an account via a letter. Writing this letter can be useful if you live in a remote area, with no Internet or telephone service, far from the actual bank.

Instructions

1. Choose a bank and the type of account you want to open. Bank of America, Citi Bank, and Wachcovia are a few banks to consider. Account types range from savings, checking and joint accounts are just a few of the types you may choose from.

2. Provide your contact information to the bank. The bank uses this to open the account. Include your name, Social Security number, home address, date of birth. Alert the bank as to the best way to reach you in case an employee wishes to speak with you.

3. Address the letter and envelope properly. Mail the letter. The bank will send you a form to sign in response to your first letter seeking permission to open an account for you.

4. Sign the letter from the bank and return it. This effectually gives the bank clearance to open the account you have asked for.

Tips & Warnings

• Allow 7 to 10 days for account activation. The bank may ask you for a credit report to get a sense of your finical history.

Resources

• Learn about differnt bank accounts here