Things You'll Need:
- Internet access
- Copy of your auto insurance policy
- Patience
- Desire to save money
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Step 1
To start, it should be a "no-brainer" that one way to save money on auto insurance is to keep your driving record clean and up to date but there are other things to do to save money. Not only are you not possibly paying too much for insurance but there is a good chance that you can get a better rate by getting numerous quotes from other insurance providers. So let's start by taking our policy and reviewing it for things to change and consider when requesting an auto insurance quote.
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Step 2
One thing to check for when trying to save money is by checking to make sure that you get every discount that you are qualified for. Some insurers give discounts for varying occupations. Some for combined coverage, possibly home and auto, and other discounts such as auto safety features such as antilock brakes.
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Step 3
Another suggestion would be for the driver to assume more risk. This can be done by dropping collision insurance if you have a car that isn't worth much money anyhow, that is an older car that isn't a classic or won't be. Changing your deductible also assumes more risk but can result in a huge discount, sometimes as much as 30 percent! That is a discount!
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Step 4
Finally, shop around. Many people stay with their insurance companies for years and never check other insurance providers prices. Why is that? You would shop around if you were going to buy a car so why not shop around for a good deal on insurance? The internet makes this easier than ever. There are many online providers that can provide quotes in just a matter of minutes. It could definitely be worth the time involved for the money that could potentially be saved.
Comments
rogerlionsfan said
on 12/4/2009 Great Share! I have been struggling to find good affordable car insurance for a while. My friend told me about a site where i can compare car insurance quotes. I found a great deal on car insurance now! I thought i would help everyone and share the link, here it is: affordableautoinsurance[dot]tk
mboone84 said
on 10/28/2009 Great article on How to Save Money on Auto Insurance
fcornelius said
on 10/24/2009 Great info on how to save money on auto insurance.
3bigdogs said
on 10/21/2009 great article. I've had my insurance forever..I think I'll start shopping around. 5*
jaredjb said
on 10/18/2009 Great article Doug! People don't shop around often enough!
Jared B.