How to Remove a Fraud Alert From Equifax

A fraud alert is placed on a person's credit file if identity theft is suspected. If someone attempts to open a new credit card in your name, open a bank account or obtain a new loan in your name, the lender should contact you with an alert. Equifax works with the other two major credit bureaus, Transunion and Experian. The fraud alert will also be placed on your credit file with these two credit reporting agencies.

Difficulty: Easy

Instructions

Things You'll Need:

• Fraud Alert
• A written request

1. Prepare a letter to request the fraud alert to be taken off of your credit file. To remove a fraud alert from Equifax, you will need to send in a written request. Equifax will need your name, current address, previous addresses, date of birth and telephone number.

2. Mail the letter to customer service at: Equifax Information Services LLC, P.O. Box 105069, Atlanta, GA 30348-5069.

3. Send the letter by priority mail. Include a delivery confirmation to ensure that it is received. This way, your request to remove the fraud alert from your credit file, will be processed promptly.

4. Follow up with Equifax customer service at [phone] to ensure that the fraud alert is removed from your credit file.

Resources

• http://www.equifax.com/home/