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Step 1
Visit Chase Bank's website (See Resources section) and click on "Mortgage" under "Personal Lending." Click on "Apply online" under "Chase Mortgage." Choose a loan type from the drop-down menu. You will be directed to a form that needs to be filled out with information such as mortgage balance, type of loan and property value. When you are finished filling out that information, click "Get results" to continue the refinance process.
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Step 2
Call Chase to fill out an application over the phone with a loan officer, if you do not want to apply online. The loan officer will ask you for some information, such as your income, assets and your social security number. The loan officer will use the information that you gave her to determine the interest rate that you will be given. Sometimes, it may take a while after the application is submitted, to receive a refinance loan approval.
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Step 3
Go to a Chase Bank to refinance a home loan, in person. Before going to the bank, prepare a checklist of all the information that you will need to bring with you. A loan officer will sit with you and gather all the necessary information, then fill out the refinance loan application. You will be assigned a loan number, which you will use whenever you need to follow up with the loan application.
