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How To

How to Pay Bills During Unemployment

Member
By skyedanzer
User-Submitted Article
(3 Ratings)
Being unemployed doesn't always mean having to into debt.
Being unemployed doesn't always mean having to into debt.

Having trouble paying bills and debt during unemployment? Trying to find ways to make ends meet financially? It can be a challenge to pay bills during unemployment. However, there is a way to pay bills and not go into deeper debt during unemployment. Follow this tutorial to pay bills and debt during unemployment.

Difficulty: Moderate
Instructions
  1. Step 1

    Write down your current bills and number by importance. For example place to live, utilities and food would of course get top ranking over medical expenses or clothing.

  2. Step 2

    Call your bank and find out exactly what you have in your accounts. Find out which funds can be liquidated if you end up being short while paying bills during unemployment.

  3. Step 3

    Apply for unemployment benefits. These take time to process so do this right away.

  4. Step 4

    Contact the emergency assistance division in your city about help with utilities, food and medical expenses. The unemployment office should be able to give you good contact numbers. Fill out the necessary paperwork for additional unemployment assistance.

  5. Step 5

    Contact the emergency assistance division in your city about help with utilities, food and medical expenses. The unemployment office should be able to give you good contact numbers. Fill out the necessary paperwork for additional unemployment assistance.

  6. Step 6

    While waiting for paperwork to process, locate the nearest community food bank and ask for food assistance.

  7. Step 7

    Call the creditors that you have debt with. Let them know that you will be making a smaller payment. Some credit card companies have emergency relief and will temporarily take a lower payment while you’re unemployed.

  8. Step 8

    Ask friends and relatives for temporary help before the bills start mounting up on you while unemployed. You can even trade services in exchange for assistance. For example, baby sit or mow a yard in exchange for food or money.

  9. Step 9

    Work from home online, even if it’s for a small amount of money to help supplement your income during unemployment.

  10. Step 10

    Ask your spouse or partner if they can request additional hours at their work to help increase the amount of income coming into the family to pay bills during unemployment.

Tips & Warnings
  • Plan ahead for upcoming bills and work with creditors.
  • Don’t be afraid to ask for help during unemployment.
  • Cut down expenses every way that you can while unemployed until you have more money coming in.
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