How to Change a Checking Account Number
Sometimes, it is necessary to change a checking account number. The most common reason to seek such a change is when an account number may have become lost or stolen. If a check ends up in the wrong person's hands, the account can easily be compromised and used to make unauthorized purchases in person or online. You need to work with your bank or credit union directly in order to change your checking account number.
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Instructions
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Visit your local bank or credit union branch if your financial institution is located in or near your home or workplace. Explain to the teller you need to change your checking account number because it was lost or someone may have stolen it. You may have to fill out a form attesting to this. Some banks may close your old account and automatically issue a new one, while others will simply change the account number.
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Call your bank or credit union if you bank with an out-of-town financial institution and explain the situation. Tell them you wish to change your checking account number immediately to prevent possible unauthorized transactions. You may be required to fax or mail in a letter with your signature so your bank can ensure you are really the person making this request.
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Order new checks reflecting your account number once the change is in effect. You may also need to wait for a new debit or ATM card, depending on your bank's policies and procedures.
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Tips & Warnings
Remember, if you have automatic payments coming through your accounts, such as car insurance, update your account information with the company once it is changed.
