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How to Get Your Business Credit Score

Contributor
By Stephanie Mojica
eHow Contributing Writer
(0 Ratings)

There are two major business credit score issuers, Dun and Bradstreet and Experian Business. Fortunately, once a business credit profile is established, it is easy to get a credit score for your company or any other firm of your choice. In business credit, a PAYDEX score of 80 is considered equivalent to an 800 personal credit FICO score, or perfect credit. It usually takes three to five separate accounts of on-time payments to create a business credit score of 80.

Difficulty: Moderately Easy
Instructions
  1. Step 1

    Visit the Dun and Bradstreet website (see Resources section.) Use the "Find a Company" search function on the upper right-hand corner of the homepage and enter your business information as directed. Alternatively, you can call 1-800-234-3867 to order your information over the phone.

  2. Step 2

    Select your company from the "Business Search Results" page. You will then be directed to choose the credit report option you wish to purchase. Payment must be made by a personal or business credit card, and credit scores are only available on the Credit eValuator Plus Report, Business Information Report, Comprehensive Insight Plus Report and DNBi Credit Advisor products. These reports cost $59.99 to $549.99 as of 2009. The cheapest report, Credit eValuator Report, will not have a PAYDEX business credit score.

  3. Step 3

    Visit the Experian Business website (see Resources section.) Click the "Business Reports" button near the center of the homepage. You can then choose which report you would like to buy. To get your business credit score, it is advisable to purchase CreditScore for $24.95, as the BizVerify report does not offer any scoring data.

  4. Step 4

    Click the "Buy Now" button and enter your business information as directed and pay for the report with a personal or business credit card. Alternatively, you can call 1-888-808-8242 to order your information over the phone.

Tips & Warnings
  • Remember, it may take several months for your PAYDEX score to report to one or both main business credit reporting agencies if you have just begun establishing your business credit.

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