How to Get a Stolen Car Back
It doesn't always take Nicolas Cage and a crack team of thieves to steal the family sedan. Too often a stolen car is a crime of opportunity. While there are many steps people can take to prevent the theft of a car, options narrow considerably after the car has been stolen. While a stolen car can make you feel hopeless, immediate action can help speed your vehicle's return.
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Things You'll Need
- Copy of car registration
- License number
- Vehicle identification number
- Insurance card
- Money
- Car battery
Instructions
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After Your Car Has Been Stolen
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Call the police immediately. That might sound obvious, but urgency cannot be emphasized enough. Cars are rarely recovered more than 72 hours after the theft. In addition, reporting your car stolen will ensure that you are not held liable for crimes committed in your vehicle. Wait for an officer to arrive to take your statement at the scene of the theft. Have your car's details ready, down to descriptions of any bumper stickers. Confirm with the officer that your car will be entered into all possible government databases.
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2
It's time to call your insurance company. Reporting your car stolen can set in motion the steps necessary to seek compensation from your insurance company. In addition, this will allow your insurance company to flag any fraudulent claims the thieves might try to make against your insurance. Do not cancel your coverage.
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3
In the heat of the moment it is easy to forget the collateral damage that might accompany a car theft. Be sure to make a full evaluation of any personal items or information that might have been in the vehicle. Car theft will often be followed by identity theft. Try to remember whether any credit cards, bank statements forms of identification, or other personal information has been left behind in the car, then follow up accordingly. Another good reason to list all the items in the car is the possibility that the value of your possessions might be covered by car or homeowners insurance.
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4
Report your car on StolenCarReports.com. This website is a nationwide neighborhood watch. Once you report your car stolen, the database will automatically text and e-mail your car's information to members in your area.
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If your vehicle is retrieved, don't expect it to be in good condition. Often the police will have an outside party store your vehicle, meaning you will need money to retrieve your vehicle. The sooner you pick it up, the better. Bring identification and a spare car battery. Being unable to drive your vehicle off-site could result in additional fees.
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Tips & Warnings
Check to see if you are eligible for a loss deduction on your tax return Consider investing in Lo-Jack, ON-Star, or some other theft prevention service before your car is stolen. Etch your VIN into windows and on the side of major car components, such as the steering column and any expensive sound equipment.
