How to Accept an International Credit Card Using eCommerce
With electronic businesses springing up online by the thousands daily, aided by the far-reaching promotional tools available on the Web, such as banners, pop-ups and SEO (search engine optimization), eCommerce has necessitated the need for domestic as well as international credit card processing services. With these resources, a small Internet business can draw additional revenue and compete in the global market.
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Instructions
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Set up a website and add appropriate inventory. Advertise the Visa, MasterCard and Discover logos. Provide multiple language translations when possible for the website.
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Register for an electronic commerce payment service account. PayPal is the leading eCommerce payment service provider; however, others, such as CCBill, ClickBank and Kagi, also allow private and publicly owned businesses and organizations to accept domestic and international credit cards. Set up and processing fees may apply per credit card transaction.
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Use HTML code to direct your commercial website to your chosen eCommerce payment service provider. Instructions will vary by service provider, but in many cases, HTML code can be used to add check-out tools, tax and shipping calculators as well as order forms. These tools are necessary when accepting international credit cards. (See Resources for free HTML shopping cart code.)
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Customize the order form. Provide consumers with an order form and detailed credit card instructions. The cardholder should provide the following information: Name as it appears on the card, credit card number, credit card ID number (3- to 5-digit number located on the back (and, in some cases, the front) of the card and billing address. Using a secure network, process the credit card at the end of the transaction.
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Using a secure network, accept the credit card and finalize the transaction. Provide an online receipt or paper invoice.
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Tips & Warnings
Advertise heavily to attract an international consumer base.
Estimate total volume per month to estimate monthly fees.
