How to Calculate the Value of a Savings Bond

Find out how much your savings bond is worth.

Have you ever wondered how much your U.S. savings bond is worth? You can find out online in just a few minutes.

Things You'll Need

• Computer
• Internet access
• Savings bond

Instructions

1. Find your U.S. savings bond. Go to the Treasury Direct website and click on "Individuals."

2. Click on "Price your savings bonds," then click on "Savings Bonds Calculator."

3. Click the "Get Started" button to access the bond calculator. Enter the required information, which includes "value as of" the date you choose; the series of bond; the bond's denomination; the bond serial number; and the bond's issue date.

4. Click "calculate" once you have entered all the data requested.

5. The calculator will provide the value of your paper savings bond as of the date you selected.

Tips & Warnings

• After checking one of the bonds that I owned, the interest rate was lower than in my online high-yield savings account, so I cashed in in and deposited into my savings account

• For more details about the information needed to enter into the calculator, click on the following link for the What Does a Bond Look Like? webpage which gives a detail diagram of a sample Savings Bond: http://www.savingsbonds.gov/indiv/help/bc/bc_savings_diagram.htm

References

• Treasury Direct: Savings Bond Calculator
• Treasury Direct