How to Apply for a Gas Card

The decision to apply for a gas card is a smart one with rising fuel costs because most gas cards offer some type of incentive that reduces your overall cost per gallon. Now that so many things can be done online, it's never been more uncomplicated to apply for a gas card. Because some people still like to apply for a gas card in person, this composition will cover both methods of doing so.

Instructions

1. If you're one of the people who like to apply for a gas card on paper and in person, you'll need to find a gas station that is part of a larger chain that offers a gas card. Shell, BP, and Exxon are examples of this. Your neighborhood corner station won't generally offer a gas card so don't waste your time, stick to large companies because they will have the best incentives and rebates on gasoline.

2. Most stations where you can apply for a gas card will have a small stand near the front of the store or register where you can pick up your paper application, and if you don't see it just ask the attendant. Sometimes they give you the option of mailing it in or returning it to the station where they will forward it for you. Either way you simply need to get to application and complete it, and then get it back to the company for approval. Approval isn't instant like when you apply online, so you'll have to be patient.

3. Deciding to apply for a gas card online is probably the fastest way to get this done, and it's nice because you'll have immediate results and confirmation of your acceptance. For most people who are familiar with the internet, there isn't much to the process. If you have a favorite gas station and know which company provides their gas then do a Google search for this company and follow the links to apply for a gas card on their website. On their main site it will be obvious where to go to apply, since companies make a lot of money off of credit cards they make it very easy for people to find their way to the applications.

4. Make sure that you compare offers though and read all of the fine print, because you don't want to get sucked into a high interest rate or large fees that were only stated somewhere in the fine print. Avoid large annual fees, recurring fees, and universal default clauses. If you don't quite understand the fine print, get someone else to go over it for you before you sign your name to the bottom. If there is something that you don't like, keep looking for another gas card because there are hundreds out there, and it's not worth taking a hit to your credit to apply and cancel one right away.