Difficulty: Moderate
Instructions
Things You'll Need:
- Phonebook
- Computer
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Step 1
Flood insurance is NOT covered under your home insurance policy. You need to purchase a flood insurance policy separately to be covered for flood damage.
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Step 2
Cheap flood insurance rates are out there if you shop around for flood insurance quotes. Never go with the first flood insurance quote you receive—you could receive a cheap flood insurance quote from another insurer that may be a better deal.
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Step 3
If you can’t get local flood insurance in your area, try getting it through a national flood insurance program. Contact a flood insurance agent or your state’s insurance department for more information.
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Step 4
Most flood insurance policies carry a 30-day waiting period, so purchase a flood insurance policy before you see disaster on the horizon.
