Things You'll Need:
- A computer
- A telephone
- Car insurance knowledge
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Step 1
Raise your deductible. Raising your car insurance deductible could save you hundreds of dollars per year on car insurance. You’ll have to pay more when you file a car insurance claim, but the savings may be well worth it.
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Step 2
Compare car insurance quotes for the best price. Find an online insurance marketplace and compare as many car insurance quotes as possible. Rates with one car insurance company may be dramatically higher than with another.
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Step 3
Inquire about multi-policy discounts. With some car insurance companies, bundling your car and home or renters insurance policy could save you big. Doing this could save you up to 15% on both premiums.
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Step 4
Drive less and pay less. Some car insurance companies offer discounts to drivers who keep their annual mileage low. Ask a car insurance agent about a low-mileage car insurance discount.
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Step 5
Find the coverage level that’s right for you. You may save money by purchasing your state’s minimum liability amount, but it may be too low. However, if you purchase more car insurance coverage than you need, you’re wasting money. Speak to a car insurance agent to find a coverage level that fits your needs at a price that’s right.
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Step 6
Take advantage of discounts. Good student discounts, safe driver discounts, senior discounts, hybrid discounts—they’re all out there. Snag a few discounts and save big.
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Step 7
Avoid paying your car insurance premium in monthly payments. Installment fees are usually charged to monthly payments, tacking on unnecessary fees to your bill.
Comments
AllFYB said
on 3/20/2009 Great Car Insurance Tips