Throwing away a credit card without properly cutting it up is an identity thief's dream come true. Considering that some thieves have the audacity to go through your garbage in broad daylight, it's definitely a good idea to make a few cuts in that old credit card to make sure your personal financial information doesn't fall into the wrong hands.
Things You'll Need
- Unwanted credit card
Make your first cut lengthwise through the center of the embossed digits on the front of the card.
Make additional cuts between every four digits on the front of the card. If you feel this isn't enough, make a cut between every two digits.
Locate the 3-digit security code (see image) on the back of the credit card. If this code has not been cut, make another cut so it will be unrecognizable.
Review your pieces and make sure that no significant amount of information can be retrieved from any one piece.
Dispose of them over a period of time. Place a few pieces in the trash each time you take out your garbage so if anyone does search your trash for personal information, they can't retrieve all the pieces and reassemble them.