How to Get Your Money Back After Being Scammed
So you got a letter in the mail saying you won a free all inclusive cruise. Your mind is telling you it is not true, but you were foolish and called the company. Somehow they ended up with your credit card number and a down payment on a free trip you were supposed to take. What do you do now?
Instructions
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Scammers or "salesmen" will do and say anything to get you to buy whatever they are selling. I was conned into buying a cruise vacation to Imperial Majesty Cruise Line. I got a free letter in the mail saying I won a free cruise! I called and they talked me into "upgrading" my package. They ended up with a $400 down payment on a cruise that was supposed to be free. I wanted out, they manipulated me into purchasing when I was not ready. They said if I called back after thinking about it the offer would no longer be valid. What I am trying to say is DO NOT let these con artists intimidate you!
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If you were foolish like me, and gave into a salesman's tactics how can you get your money back? The truth is you may not be able to. Many of these companies record you as you "agree" and give them your credit card number. If they force you to be recorded, DO NOT purchase. This is a great warning sign. This gives them the legal right to take your money.
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Depending on the state the company is in that has scammed you, you may be able to fight legally. Many states have formed groups against these scamming companies to protect people who do not know any better.
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File a complaint to the Attorney General of your state, and he will contact the law of the state in which you were scammed.
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Tell the company that you have filed legal action and will take them to court if they do not return your money in full. Most companies will not go through the process of going to court because it is too expensive. The key is persistence. If you do not want to take a trip then why should a company get your money? It does not make sense. Just keep these tips in mind!
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Tips & Warnings
Do not let a scammer talk you in to giving up your credit card information.
Ask for a 100% money back guarantee in writing
Comments
View all 12 Comments-
DOMME Chenelle
Apr 18, 2009
I am not one to be scammed. I liked your article. -
thinklink
Apr 10, 2009
Vacation scams are big. they count on people giving up -
jfargo
Mar 28, 2009
The most important part is to learn to simply say "no," and hang up. -
Jenny Powers
Mar 25, 2009
This is good. Does it work for all scams? -
thesearcher
Mar 24, 2009
Good "Dont get scammed" article ! 5*