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Step 1
Cell Phones: Consider using a cell phone with prepaid minutes. This is less expensive way if you use a cell phone just for quick calls and need to contact someone. You only pay for minutes used.
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Step 2
Basic Cable: Cut back to basic cable. Do you really watch all those premium channels which will run your cable bill up. Check what channels you regularly watch and compare to see if they are included in the basic package.
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Step 3
Library for DVDs: Use your library for DVD rentals and they are free. If they don't have what you want, use the dollar rental machines at your grocery store. Also check out the magazines that are offered at your library. This way you can check out a magazine that you normally wouldn't buy and you don't need to buy all those subscriptions.









