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Step 1
Contact your lender and ask that they Produce the Note of your original loan agreement. This is the actual original document showing the agreement you signed when you obtained your mortgage loan.
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Step 2
In some areas, you must go through your local county clerks office or court system to file an official request for the note to be produced. Contact your local county clerks office to find out if this applies in your area.
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Step 3
Determine if your lender cannot produce the note. Homeowners can file a temporary restraining order to stop the foreclosure process if the original papers cannot be produced.
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Step 4
Consider consulting with a lawyer familiar with real estate laws regarding foreclosures in your area. This will assure you are following all of the legal steps you need to take advantage of the Produce the Note Strategy.
- How to Use a "Produce the Note" Strategy To Prevent or Delay Foreclosure
- How to prevent foreclosure in California using a very effective method (Produce the Note Strategy Explained)
- How to Stop Foreclosure on Your Home
- How to Request a 'Produce the Note' to Stop Foreclosure
- How to Buy Foreclosures Notes
















Comments
rockwebmedia said
on 3/30/2009 Nice post. On foreclosure: I like the produce-the-note strategy. I live in Tampa and know one person he helped, and it actually worked. They did not get the entire home paid for, but they got terms adjusted to be favorable and they were able to avoid foreclosure. It really varries by situation and probably the laws of your state on how far this goes. This site has all the videos they have done. Watch all the videos here:http://www.tinyurl.com/producenotevideo
fred745 said
on 2/28/2009 rare64 - I am glad the produce the note stategy worked for you. Even better that you found a great company to work with. Best of luck to you!
rare64 said
on 2/25/2009 I found a company who did took care of the production of the note this at no charge other than the required filing fee's. Seal Beach Equity was able to use this not only to delay my foreclosure but also use this to force my lender into modifying my loan. I would recommend anyone to call them as i was treated over and above what I expected. Their number is 9517572182