How to Apply for Disabled Adult Children Benefits

People who become permanently disabled before the age of 22 might be able to apply for social security and Medicare benefits. Find out how.

Difficulty: Moderately Easy

Instructions

1. 
    

   (Two years after someone starts receiving DAC benefits, she or he will then qualify for Medicare benefits, as well, no matter the individual's actual age.

2. 
    

   Determine the age at which your son or daughter became disabled. Was it at birth? Was it the result of an injury?

3. 
    

   Find documentation to prove the age when the disability occurred. Medical records are the best proof.

4. 
    

   Read about the DAC program on the social security web site to determine what questions you may want to ask social security.

5. 
    

   Call the Social Security Administration’s toll-free telephone number, 1-800-772-1213. Make an appointment for a personal telephone call from a representative, and be prepared to ask questions. Use the online tools to gather information, seek out options, and prepare yourself to ask questions that will draw out as much information as possible from the representative. This way, you will have the best chance of maximizing your return on the social security investment you, your spouse, or your parents have been making over many years.

Tips & Warnings

• If your son or daughter qualifies for DAC benefits, she or he will then qualify for Medicare two years later, regardless of age.
• If you are not sure the person on the telephone at social security knows what she or he is talking about, go to your local social security office for a personal interview.

[mikeg21v]

on 10/5/2009 This will be forwarded on to a coworker of mine. Thank you. 5* and rec

[seabound]

on 7/30/2009 Great info and article. I know some people who can use this. Keep up the good work.

[thedogshrink]

on 7/28/2009 Good, helpful info - thanks!

[heatherinks]

on 7/28/2009 Thanks for sharing this helpful information. 5* God bless.

[ceholmes]

on 7/22/2009 interesting and great topic! thanks for sharing this really important info! 5*