How to Earn Maximum Return on Investment (ROI)

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By johnhanlin
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Earn Maximum Return on Investment (ROI)

This article is about the world's simplest way to maximize your portfolio's return on investment. But there's a catch!

This may surprise you, but most investors in America do not have access to many of the most lucrative investment opportunities that are available -- BY LAW!

However, a select group of people who legally qualify as "Accredited Investors" have access to an extraordinary range of investments that the great majority of investors wouldn't believe possible AND will also never see.

Keep reading to learn more and find out if YOU qualify as an Accredited Investor and what you should do ASAP to earn maximum return on investment within your portfolio.

Difficulty: Moderately Easy

Instructions

Things You'll Need:

Money to invest
Qualify as an Accredited Investor
Desire to explore alternative investments

Step 1

Before you can work on maximizing your return on investment, of course, you need money to invest!

Two sources of money to invest, that many folks tend to forget about, are their Individual Retirement Accounts (IRAs)and 401K funds.

Are you aware that you can invest the money you have in these accounts in investment alternatives not currently offered by your IRA or 401K investment companies? Investments such as real estate, precious metals, commodities, etc.

You can do this very simply by rolling your current IRA and/or 401K accounts into a new "Self Directed IRA" account at no cost to you! And, you retain your tax-deferred status with NO penalties. Best of all, the Self Directed IRA company will do most of the work for you!

The reason to do this is that with a Self Directed IRA, you will have an exciting new spectrum of alternative investments available to invest in. And, you can still invest the same traditional investment options that you had in your "old" IRA, if you like.

A Self Directed IRA simply provides more choices and control, allowing you to invest in investments such as real estate, precious metals, commodities, etc. which gives your more opportunity to maximize your portfolio's return on investment. Things that you were unable to do with your "traditional" IRA.

To learn more: in the Resources Section below, I have provided a link titled: "FREE E-book". This E-book provides answers to 50 frequently asked questions regarding Self Directed IRA's.
Step 2

For the next step to maximize return on investment, you need to determine if you qualify as an 'Accredited Investor'. (See Step 3 below for definition).

If you qualify as an Accredited Investor, a whole new world of investments (that you probably aren't aware of today) are available to you. And, the potential return on investment for some of these will rock your world!

If you don't qualify, you'll never hear about these investments. The reason for this is because it's actually illegal for investment companies and financial advisers, according to the Securities Act of 1933, to share information about them if you are not an Accredited Investor.

Let me explain:
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Following the Stock Market Crash of 1929, Congress decided they needed to institute better controls on the investment securities industry. In 1933, the Securities Act of 1933 was passed. This Act defines what investors they deem to be qualified to invest in certain types of investment securities based on their net worth or income levels.

Then, in 1934, the U.S. Securities & Exchange Commission (SEC) was instituted by Congress, with broad oversight and enforcement authority over the securities industry.
Step 3

Definition of an Accredited Investor:
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In the United States, for an individual to be considered an accredited investor, they must have a net worth of at least one million US dollars or have made at least $200,000 each year for the last two years ($300,000 with his or her spouse if married) and have the expectation to make the same amount this year.
Step 4

Finally, if you qualify as an Accredited Investor, you should get together with your Financial Adviser as soon as possible. Tell them that you are an Accredited Investor and that you would like to be made aware of current and future investment opportunities to which only Accredited Investors are privy.

If you don't have a Financial Adviser or just want more information about how to maximize your return on investment: in the Resources Section below, click on the link titled: "How To Find The Best Investments" or "Contact The Author"

Comments

purehealth said

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on 10/17/2009 Wow! very informative and timely.

dorigillman said

on 7/19/2009 nice advice.

doban said

on 7/10/2009 Very good information because my knowledge of investing is extremely limited. I have invested all my money in land because I need something tangible. I am toying with putting just a little bit into something different though. Thanks for the advice.