How to Transform Debt To Wealth With $10 A Day
In Jane Chatzky's wonderful book, Pay It Down!: From Debt to Wealth on $10 a Day, she contends that by saving $10 extra dollars a day you could potentially save over $1.3 million in the span of 40 years. What follows are some painless ways you can save $10 a day (or $300 a month)for yourself.
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Instructions
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Forgo your morning specialty coffee and muffin at the local coffee house. Brew your own at home and bake your own breakfast treat to bring on the road.
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Stop Smoking! This is a good idea, not only for your financial well-being, but your physical well-being as well.
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Stop playing the lottery. Your chances of winning are about as slim as someone walking up to you and handing you a check for a million dollars. It's just not worth the expense.
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Get into the habit of brown-bagging your lunch everyday. The average person spends over $10 a day just on eating lunch out.
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Consider cancelling your gym membership...especially if you're not actually using it.
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Try and recruit a group of co-workers to carpool. This alone could save you $10 a day. Better yet, take your bike or walk to work. That way you won't feel so bad about cancelling that gym memebership.
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Stop reading newspapers or magazines. You can read most major publications online.
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Resources
- Photo Credit Kostya Kisleyko
