How Do I Cancel a Credit Card Payment?
Paying your credit cards on time and in the right amount is for many people a high-priority task. After all, no one likes to fool around with their credit rating. However, the occasion does arise when you may have to cancel a credit card payment. Maybe you entered the wrong amount, or maybe you got your dates mixed up. In any event, canceling a credit card payment is a relatively simple process.
Other People Are Reading
Things You'll Need
- Credit card number
- Phone
- Credit card issuer phone number (on back of credit card)
- Pen and paper
Instructions
-
-
1
Locate the credit card number for the card for which you wish to cancel a payment. Make sure you know where the account number is located, and be ready to key the number into your touch-tine phone or to speak the number over the phone. This number is on your credit card, or you might find it on a recent bill.
-
2
Look on the back of the credit card for the customer service number, or find the phone number on your recent bill. It usually begins with "1-800." Call the number.
-
-
3
Give the information requested by the customer service representative at the credit card company or by the company's automated response system.
-
4
Tell them the reason you are canceling the payment, if you want to, when the representative asks. Do not feel you have to give a reason if you don't want to.
-
5
Write down the confirmation number. This is especially important as it is your immediate proof that the payment was canceled. For your benefit, write down the time of the call and the name of the representative as well.
-
1
Tips & Warnings
Speak clearly and write down the time of the call and the name of the service rep onto your bill.
Don't let yourself get talked into additional services. Some credit companies use calls to the service center as an opportunity to sell existing customers other products.
References
- Photo Credit credit card image by feisty from Fotolia.com
More Like This
Comments
-
I am 51 years and have widowed 2 years, now I want to seek a good man who can give me real love for my rest of my life.I am a serious woman, and don't want to play games with anyone, so you had better learn more about me.Some of information and pictures of mine can be found on the.......seniorcupid C0M......I think all people is serious on the site and the site is free.If you interest in me , you can view more pictures and videos on that site. Sincerely, Mrs. King
