Things You'll Need:
- Clothes
- Credit Reports
- Stationery
- Writing Pens
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Step 1
Obtain a copy of your credit report so that you know exactly what your credit problems are.
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Step 2
Write a simple letter of explanation for all negative remarks in your file. Landlords may be more willing to rent to you if they understand your financial background.
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Step 3
Offer a larger deposit. Landlords may be willing to assume more risk if they get more money up front.
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Step 4
Offer to increase the amount of rent you will pay.
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Step 5
Find a co-signer for your lease.
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Step 6
Offer to do work to improve the property's condition or appearance.
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Step 7
Provide a list of references who can vouch for your credibility.
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Step 8
Offer to allow landlords to see the property you are currently living in so they can be assured you'll take equally good of care of their property. (They probably won't take you up on this, but it leaves a good impression.)
Comments
deano2806 said
on 3/2/2009 Hiya all, I viewed a property with my partner, and 3 year old son today, and we have told the estate agent that we are interested in the property, however I know that I have got a low credit score, so I obtained my credit report, and printed it out, and noticed I have 1 default, No CCJ's, and a score of 469, now will this stop me from getting this property at all?As I am really worried about this, I have e-mailed the estate agent to notfy them in advance, as honesty is the best policy as they say!
JessFCT said
on 12/9/2008 (CONT'D FROM PREVIOUS POST) may make someone wonder what they might be getting themselves into. Lastly, it is also important to make sure that if this person DOES give you an opportunity to rent from them that you do not make it an unpleasant experience. Someone has taken a chance on you and it is always best to not burn your bridges. You might get a much-needed reference later in life...
JessFCT said
on 12/9/2008 One way I have found to get an apartment when you have poor credit is to find a privately-owned apartment. These are not usually found on websites. Usually you can find them by just driving around the neighborhood you would like to rent from and looking for signs that say FOR RENT. You can also find them in local papers or on bulletin boards at the community center or grocery stores in the area.
Private owners looking to rent their property do not always know how to check someone's credit and usually will go on first impressions. As you probably know, first impressions are everything. Being honest is important but not if it's a long story that sounds like massive amounts of drama (i.e. your abusive boyfriend who might bust down the door and disturb the other tenants as well as draw police attention.) These stories although heartbreaking and possibly even true may make someone w
brieri123 said
on 11/17/2008 For those of you who are like me and cant get into an apartment due to poor credit, check out this company. They offer to co-sign on your lease for a year for a monthly fee. Once the year is up, if all payments have been made accordingly, they release the fee and you can then negotiate a normal lease with your landlord. It sounds good and I am going to check it out myself.
http://www.wecosign.com/index.html
brieri123 said
on 11/17/2008 Please check out this alternative: http://www.wecosign.com/index.html. They will co-sign on your lease for a monthly fee for a year. If you have made good payments for that year, the service releases you and you negotiate a normal lease.