How to Proceed When You Lose Your Cell Phone

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It's one of the major nightmares of life these days: losing your cell phone. It can be devastating, so it is important to handle the cell phone loss properly — especially to prevent anyone using your phone illegally. You'll want to avoid buying a new cell phone only to find your old one under the bed. Of course, it's best not to lose your cell phone, but if it happens, it's important to be prepared.

Think about where you last had your cell phone. If you last saw your cell phone at home, and you haven't gone out, you probably have nothing to worry about. Look around your home for the phone. If possible, have someone call your cell phone to help you locate it. Look all over your home for your cell phone, even in obvious places.

Call your cell phone company immediately if you've gone out since you last saw your phone. Losing your cell phone is bad enough, but it is worse if the person who finds it racks up $3,000 in calls or uses it in an otherwise illegal way. Let your cell phone provider know the situation about your lost phone. Ask that cell phone be deactivated.

Search for the phone in locations where you may have lost it. Call stores, restaurants and any other business you have visited.

Ask for a free replacement if you are unable to find your phone. If not, look for the best deal on a new phone. Do not invest a lot of money in a replacement phone as you do not know if your old phone will turn up.

Obtain insurance on your next cell phone. If you lose your cell phone but have insurance, you will be able to get a free replacement for your lost cell phone.

If you have a home phone number, place it in your phone under "Call if Lost," if you feel comfortable doing so. If you lose the phone, the finder may actually call that number and you'll get your phone back.

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