How to Open a Bank Account After Being Reported to ChexSystems
We'll explore how to open a real bank account even after being reported to ChexSystems.
Instructions
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If you have been reported to ChexSystems you know that is virtually impossible to get another real bank account. There are a few non-chexSystems banks out there but most of them are "no-name" banks and I am personally weary of them. This article will show you how to get an account at a well know, big bank. Chase!
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Providing you didn't get in trouble with Chase, this account is easy to get, anyone can get this account even if reported to ChexSystems.
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The only restriction to this account is that you do not get checks. ...Not at first. If you keep you account in good standing you may be able to convert to a regular checking account in six months.
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BUT, you DO get a debit card. This is a real account at a real bank with a debit card. Not too shabby for those of us that have been reported to ChexSystems.
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YOU MUST apply in person at a branch to get this account. Your new non-ChexSystems account opening deposit is only $25, but there is a $10 monthly fee.
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That's it! Pretty easy right? If you have had problems with Chase and can't open an account there, check out the other article I wrote on getting a bank account even if you were reported to ChexSystems. http://www.ehow.com/how_4572847_have-been-reported-chex-systems.html
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Tips & Warnings
You MUST open this account at the branch, not online.
Take care of your new account!
Don't get reported to ChexSystems again!
Resources
Comments
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Quickstar
Feb 09, 2009
A bank account is a good thing! 5*