How to Stop Bill Collectors in their tracks

Bill collectors Bothering You? Read this article and stop them now!

Here is an easy way to keep 3rd party bill collectors from calling you at home and work. It's legal, takes a few minutes, and works!

Difficulty:

Easy

Instructions

Things You'll Need

• Paper and Pen (or word program and printer)
• About $1.50 to send certified Mail letter
• A moment of your time

1. Write Letter

   Write a Letter to the bill collectors agency which is calling you informing them that you are making a request for them to immediately cease all communication with you regarding your debt according to "THE FAIR DEBT COLLECTION PRACTICES ACT".

2. Send Letter via Certified Mail

   Go to your post office and send the Letter you have written to the collection agency via Certified mail. This is for you to have a record of them receiving it. Simply hand the letter to the postal clerk and say you want to send it certified mail. They will do the rest. It costs about $1.50 . You do not have to send it certified but its best to do so.

3. No more calls.. Ahhhhh!

   Breath easier knowing they should leave you alone while you sort out your debt.

Tips & Warnings

• If they call you more than once a day it can be considered harassment and they may be breaking the law.

• read the fair debt collection practices act for full details of this law

Resources

• fair debt collection practices act