How to Stop Bill Collectors in their tracks
Here is an easy way to keep 3rd party bill collectors from calling you at home and work. It's legal, takes a few minutes, and works!
Things You'll Need
- Paper and Pen (or word program and printer)
- About $1.50 to send certified Mail letter
- A moment of your time
Instructions
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Go to your post office and send the Letter you have written to the collection agency via Certified mail. This is for you to have a record of them receiving it. Simply hand the letter to the postal clerk and say you want to send it certified mail. They will do the rest. It costs about $1.50 . You do not have to send it certified but its best to do so.
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Tips & Warnings
If they call you more than once a day it can be considered harassment and they may be breaking the law.
read the fair debt collection practices act for full details of this law
Resources
- Photo Credit Osha.Gov