How to Get Government Assistance for Elderly
The Elderly have their hands full trying to maintain a good standard of living with the financial resources they have available. The government understands the plight of the Elderly household. Programs for food, medical, financial support and housing assistance are available. This article will explore the available Government Assistance Programs further and where to go to apply.
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Instructions
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Each State in the United States dedicates funds for the individual counties to delegate to meet the financial needs of the residents. With these monies the counties offer financial assistance per demonstration of the participants of financial need. Each county has a Department of Health and Human Services located in the County Seat. Your local phone book will have the contact information listed in the front under county offices. Financial Services are received following an application and assessment process. The application can be completed independently at home and mailed in to the County offices or completed in an appointment with an employee of the County. The process can be expedited by supplying all requested documentation with the initial application submission.
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A person never knows when a crisis will develop. In view of the high cost of medical insurance in combination with confusing rules and regulations many Elderly Households choose to gamble by carrying no health coverage. The Government recognizes the benefit in the investment in the health of the Countries residents by providing access to proactive health care as well as long term. Medical Assistance is available from the Department of Human Services as an entitlement program. The application which is filled out for Financial Assistance is also the application for Medical Assistance. In a simple step of adding a check mark in a box the applicant is considered for Medical coverage. Most states have provisions to ensure all elderly have some form of health insurance and access to medication. If an individuals earnings are above the requirement for the entitlement program there may be a deductible for the coverage.
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Also available from the Department of Human Services is food stamps. Once again the same application as financial assistance serves for food stamps. With a check mark, the case will be reviewed for meeting the requirements for food programs. Many counties offer meals for elderly also. These programs are managed by the county as a meal site which will provide a hot meal for elderly residents or in some counties a home delivered meal. These programs are available as an entitlement for elderly individuals with a suggested donation to assist in covering costs. Food programs such as these allow for financial resources to cover other needs without the sacrifice of diet.
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Along with a roof over the head and food in the stomach, a person needs to have heat to warm the house. Once again the application filled out for your resident County can give you access to Energy Assistance. This is an emergency fund where the County can give assistance to individuals in danger of losing heat and electricity services.
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The Department of Housing and Urban Development, also referred to as HUD, offers two entitlement programs for households which meet financial guidelines. The first program is Low Income Housing. These units are usually in the form of an apartment building or community of buildings which are owned by HUD where the rent is offered at a subsidized rate. The second program is Section Eight Housing. This program usually has a considerable waiting list involved. The program participant finds an apartment of interest. With the agreement of the landlord, the consumer pays for a portion of the rent with HUD paying the remaining portion. The rent does need to be "reasonable" in meeting the specifications of the program. These programs are accessed by contacting the local HUD office and completing an application. Your counties Department of Human Services can assist in providing the contact number.
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Tips & Warnings
Entitlement programs are open to anyone who meets the financial guidelines. The programs are available to assist people in need. If you are in need then apply.
When applying for services maintain a copy of your application for future reference. Reviews are conducted which require the application to be completed and resubmitted annually. Your former application can serve as a cheat sheet for future applications.
Everyone needs assistance at some time in their life. Don't allow pride to prevent you from accessing programs created to assist you through this time in your life.
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Comments
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It is so hard to get help. I take care of my mother full time. If I put her in a nursing home, which I will not do, her expenses would be paid. As it is, we receive no assistance. She does not qualify for food stamps, disability benefits, or Medi-Cal, because she gets "too much" from Social Security. It's scandalous, really. She worked from the age of 16 to 89 and we can't get assistance anywhere. Where is this "enetitlement" system the Republicans talk about?
