How to Get a Black Card From Visa

Visa has joined the ranks of credit card companies who offer their elite customers black cards. Visa black cards are made of carbon graphite. There are no credit spending limits with a black card as there are with traditional black cards. Having a black card entitles you to a lot of benefits and special treatment such as 24-hour world class concierge service (what you can't find, they will get for you) in addition to the ability to build and redeem points for things such as air travel, merchandise and hotel stays.

Things You'll Need

• Good Credit
• Good Income
• Spending Power
• $495 for the Annual Fee

Instructions

1. Establish a great credit score. You won't get the coveted black card unless your credit score is supreme.

2. Check on your status among the rich and famous. 3,000,000 of the richest people in the US will qualify for this visa black card.

3. Spend a minimum of $50,000 a year. For the top 1% Visa estimates will be approved for their black card, this would not be difficult to do. Business expenses, travel, etc are costly for entrepreneurs who are the ones normally in possession of a black card.

4. Be prepared to pay $495 in annual fees. Do a happy jig over this. It's much better than the $2,500 annual fee that the AMEX black card charges for the honor.

5. Apply online with Visa's secure website or call 1-866-252-2522

Tips & Warnings

• Don't cry when you're turned down. Only 1% will be approved.

• If you are approved, you can get extra cards for family and friends. Be cautious with this as there is no spending limit on a black card.