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Step 1
Check your mail for the best credit card deals! There are SO many balance transfer offers there’s bound to be one for credit card transfers on a 0 interest credit card. You may find some of the paperwork for the best credit card rates right in your own mailbox. If not, check the websites for a no balance transfer fee credit card on major credit cards like Discover, Visa, MasterCard, and American Express. They may have deals on credit cards balance transfers with 0 APR cards fees that’s also a fixed rate credit card. This is important because the interest on these cards won’t go up on new purchases you make.
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Step 2
Read the fine print for the best credit card deals. Many times there will be a cover letter for credit card transfers addressed to you. Check if that card says you can get a fixed rate credit card with no credit card balance transfer fees. Then read if it’s also a 0 interest credit card balance transfer offer. The transfer amount for 0 APR cards meets your main criteria for a credit card, so shop around for the best balance transfer offers. See if it’s also a no balance transfer fee credit card.
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Step 3
Read the REST of the fine print to select the best credit card deals on credit card balance transfers. Check the APR to see if it’s a fixed rate credit card. It’s fine to have 0 APR cards APR balance for credit card transfers, but that does NOT mean there’s a 0 interest credit card rate for balance transfers on NEW purchases you make with this card. To learn the APR there is usually a folded disclaimer about rate on the back. There’s a table with the numbers in the top row so you can find the best credit card rates on balance transfer offers. A low fixed rate, on a no balance transfer fee credit card can really help save you money.
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Step 4
Fill in your personal information on the balance transfer offers for a no balance transfer fee credit card. It will ask your contact information, SSN, and income. Then, for credit card transfers, look at the bottom of the form. For credit cards balance transfers there should be a spot that asks for your old credit card number, company, and the amount you wish to transfer. If you feel you’ve found the best credit card rates you might just want to transfer your whole balance from your old card to your 0 APR cards. If it’s 0 interest credit card for balance transfers you might as well because those can be the best credit card deals.
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Step 5
Be sure to mail in the application for your no balance transfer fee credit card by the due date so you don’t miss out on the best credit card rates on balance transfer offers. If you are accepted for credit card transfers, you will receive a new card! Your old balance will still appear there, of course, but it will not incur fees, so long as the application was for a fixed rate credit card that’s also a 0 interest credit card for balance transfers. For more information on maintaining good credit, please visit my links below. Good luck in your quest for the best credit card deals!
