How to Make Sample Bill Organizer Sheets

Here is an easy way to manage your home finances by creating your own free sample of bill organizer sheets. This bill sample bill organizer can be printed making it both a user friendly and versatile organizer tool

Difficulty:

Moderate

Instructions

Things You'll Need

• laptop or home computer
• Financial organizer software like Microsoft Money or Microsoft Office
• budget calculator
• printer
• debts, income sheet

1. If you have a home desktop PC, mac or personal notebook, you may access for free or can download a management software such as Microsoft Office to help design your sample bill organizer sheets.

2. Design your sample bill organizer using 6 main categories:
   1. Total Monthly Gross Income
   2. Monthly Housing Expenses
   3. Monthly Car Expenses
   4. Monthly Debts
   5. Monthly Family Miscellaneous Expenses
   6. Total Net Monthly Income (free income available)

3. Organize your sample household expenses to include rent or mortgage payments, property and casualty, bill payments, utilities, taxes, and any miscellaneous household repair bills.

4. Automobile expenses include car loans, gasoline, car insurance, and auto maintenance to make up the next sample category on your bill organizer sheets.

5. Debts should include any credit loans and monthly balance you choose to free up on the next bill category on your organizer sheets.

6. Next list any Miscellaneous expenses or any other daily living costs such as:
   -childcare/school
   -clothing, groceries
   -family entertainment, cable bill, videos, newspaper, magazines
   -medical, vet
   -clubs, association dues
   -investments, life insurance
   -vacation, gifts for holidays
   -haircuts, nails, etc.

Tips & Warnings

• Always round up when estimating a monthly bill on your printable organizer

• Get your sample bill categories completed first and list as many as you can think of under miscellaneous before writing your own expenses in.

• Divide your organizer sheets in 2 if paid bi-weekly or 4 if every week to help determine your payment schedules

• Always include a sample category under miscellaneous for emergency or liquid expenses and decide how much you can free up each month to add to this fund

Resources

• Budget Resources
• Debt Recovery Solutions