How to Raise Your Fico Score Super Fast

If you have a low FICO score, then you know how hard it is to get approved for a home or car loan. Here are some easy ways to raise your FICO score super fast!

Difficulty: Easy

Instructions

Things You'll Need:

• credit card statements
• internet

1. The first thing you should do is to find out for certain what your FICO score really is. You can find this out by going to any of the three credit reporting agencies websites and purchasing a report with the FICO scoring on it. The three agencies are:
   
   ~ Equifax
   ~ Experian
   ~ TransUnion

2. Once you know what your FICO score is, then you can monitor how quickly you can increase your score. The first step is to ad AT LEAST $1 TO YOUR MINIMUM PAYMENT. Add more that $1 if you can, but add at least $1 extra. The credit card companies will report that you have paid more than the minimum amount due and it will increase your score. You will also want to make sure you pay your credit card payments on time.

3. Once you start paying off your credit card debt, your credit and FICO score will increase dramatically. The less debt you have, the higher your score will be. I have hear of FICO score rising over 100 points in just a few months by simply paying off credit card debt. Make sure you do not apply for new cards or charge any new debt. Make a vow to yourself to get the debt paid off. You will thank yourself once you are eligible for e home loan with your high FICO score!