-
Step 1
Go to Chase.com. They have all their programs here on the site. If you are not comfortable with the information on the web, you can take to a real Chase credit card representative by calling 1-800-432-3117 24 hours a day, 7 days a week. Be sure to ask about how to get the best credit card deals.
-
Step 2
Choose a type of account. They offer cards with zero interest on new cards for a period of time as well as cards without any annual fees. Most of their programs offer zero liability on unauthorized purchases. The best credit card deals they have offer cash back on purchases as well as airline miles or other rewards type programs. Be sure to look at their business credit cards as well as their personal cards.
-
Step 3
Once you have chosen what you believe to be the best credit card deals, you will need to apply. You can do this by phone or log in on the website to apply over their secure server. They will require all of your personal information including your social security number in order to complete the application process. Once they have run your credit and done income verification they can tell you if you have chosen the best credit card deals or not. Depending on credit and income it may be necessary to choose a different program.
-
Step 4
Once you complete a credit card application and approval process for the best credit card deals, you need to know how to use it to maximize your benefit. Read all of your materials so that you can make use of any affiliate deals you can get on travel or restaurant discounts, etc. Also, if you have a points system for rewards, make as many purchases as possible on the card, but pay it off every month. This will make sure that you do not rack up debt, but at the same time you help out your credit rating and you accrue points much faster which can turn back into fabulous cash and prizes.
