How to Identify Computer Fraud

Computer fraud has a broad definition. Although the term includes Internet scams, it also encompasses the illegal use of someone's computer for illegal purposes, such as sending computer viruses, soliciting sex from minors and harassment, among other activities. It's important to be familiar with fraud techniques in order to identify them and not fall victim.

Difficulty: Easy

Instructions

1. Look out for the classic sign of computer fraud--unsolicited emails. Whether the person sending the message wants to obtain personal information through illegal means or simply wants you to purchase a service, it normally starts with an email. A person may receive an unsolicited email after surfing the Internet; delete them right away and empty your waste basket.

2. Delete messages that ask you to verify account information, such as a bank account, credit card account or PayPal account. The message often states that failure to verify the information will result in the account's suspension. Ignore it. It's a scheme to steal your account number and password.

3. Ignore unsolicited messages that promise wealth and riches. The messages generally contain a large font in a bright color to catch your attention. They will even do a breakdown of what you could earn monthly or weekly if you were to join--joining almost always means sending in money.

4. Avoid cashing any checks you receive in the mail if you're asked to keep a certain percentage and return the difference. This fraudulent technique could involve buying a car (or any other item) from you and mystery shopping.

5. Turn down jobs that involve sending mass emails or receiving and forwarding merchandise. Additionally, don't fall for data entry jobs that promise you a certain hourly, weekly or monthly salary. Legitimate companies don't send unsolicited emails. Additionally, how much you make doing data entry depends on how fast you type or enter information; no one can guarantee you a specific amount.

6. Prevent computer fraud and Internet scams by remaining alert. During hard financial times, it's easy to fall for easy-money scams. Keep in mind that no one gives away money and that if it sounds too good to be true, it's normally not.

Tips & Warnings

• Install a virus and firewall software on your computer and make sure to keep it updated.
• Some viruses are able to execute even after deleting them. Be sure to empty your waste basket regularly.

Resources

• Computer Fraud
• United States Secret Service

[Toanjalo]

on 12/28/2008 Thanks for the pointers. Great suggestions.