How to Make Your Own Sample Household Budget Sheet

Here is an easy way to manage your finances by creating a sample household budget sheet. These household budget sheets are printable making them both user friendly and versatile.

Difficulty:

Moderate

Instructions

Things You'll Need

• laptop or home computer
• financial software like Microsoft Money
• calculator
• printer
• debts, income

1. If you have a home desktop PC, mac or personal notebook, you may access for free or can download a management software such as Microsoft Money to help design your own sample household budget sheet allocation.

2. Design your sample budget sheet around 6 main categories: 1. Total Monthly Gross Income 2. Monthly Household Expenses 3. Monthly Car Expenses 4. Monthly Debts 5. Monthly Family Miscellaneous Expenses 6. Total Net Monthly Income (free income available)

3. Household expenses should include rent or mortgage, property and casualty, payments, utilities, taxes, and any household repairs.

4. Automotive expenses include car loans, gasoline, auto insurance, and maintenance make up the next category on your sample budget pdf sheet.

5. Debts should include any credit loans and monthly balance you choose to pay should make up the next sample budget category on your household sheet.

6. Next list any Miscellaneous budget expenses such as: -childcare/school -clothing, groceries -family entertainment, cable, videos, newspaper, magazines -medical, vet -clubs, association dues -investments, life insurance -vacation, gifts for holidays -haircuts, nails, etc.

7. Figure total monthly income at top of your free pdf fillable sample sheet template, then total your monthly household expenses for each category, and subtract to get your net household budget income balance at the bottom of your sample budget sheet allocation.

Tips & Warnings

• Always round up when estimating your monthly expenses

• Get your sample budget sheet template categories completed first and list as many as you can think of under miscellaneous before writing your own expenses in.

• Divide pdf fillable budget sheet in 2 if paid bi-weekly or 4 if every week to help determine your payment schedules

• Always include an category in your excel sheet allocation template under miscellaneous for emergency or liquid expenses and decide how much you can free up each month to add to this fund

Resources

• Printable Budget Resources
• Household Budget Resources
• Printable Budget Sheets