How To

How to Pay for Your Own Wedding

Contributor
By eHow Contributing Writer
(18 Ratings)

The prospect of paying for your own wedding may be a bit daunting - but you'll be in the driver's seat from the get-go, and there are plenty of ways to save.

Difficulty: Moderately challenging
Instructions

Things You'll Need:

  • Credit Cards And Loans
  • Savings Accounts
  1. Step 1

    Set a wedding budget. Be realistic about what you have to spend, and get creative to fill in the gaps. Use the following breakdown as a guideline: Allot 40 percent of your budget for the reception, caterer and rental supplies; 14 percent for wedding attire; 10 percent for a photographer or videographer; 10 percent for a DJ or band; 10 percent for a florist; 5 percent for a jeweler; 4 percent for invitations; 2 percent for gifts for attendants; 2 percent for transportation; and the remaining 3 percent for miscellaneous expenses.

  2. Step 2

    Open a special wedding bank account that you and your loved one can contribute to.

  3. Step 3

    Start saving as soon as the engagement begins. Cut down on daily expenses wherever possible, and set aside 15 percent from each of your paychecks to add to your savings.

  4. Step 4

    Get your friends and family involved - utilize their hidden talents and connections. Do you have a baker friend who can whip up a great cake? Is your sister acquainted with a member of an orchestral quartet?

  5. Step 5

    Do it yourself whenever you can - be your own music coordinator, florist, maybe even your own chef (with some help, of course).

Tips & Warnings
  • Consider hiring a wedding consultant. Doing so may seem like a luxury, but a good consultant can save you money in lots of unexpected ways, as well as time.
  • Keep the 10 percent rule in mind: You may have to pay 10 percent more than what your budget calls for.

Comments  

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on 5/2/2009 Shop around! I'm going to an event in Philadelphia this weekend where the organizer is all about planning a wedding on a budget. I recently saw a story about his services on FOX29 in Philadelphia. He had tips on saving money on everything from the music, to the lights, decor and even place cards! I'm excited to see how he can help me save money. I've seen my friends dump tens of thousands of dollars on their big day. I just don't have the money to do that! His event is at the Philadelphia Courtyard Marriott on Sunday, May 3rd from noon until 3pm. The company is A Sharp Production by Adam Weitz. Wish me luck, and join me, girls, if you're like me and want to save some cash on your big day!!

showpup said

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on 12/27/2008 I like the special bank account idea.

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on 12/3/2007 I found an all in one Wedding service company,VideosPhotosandDJs.com
They did GREAT work and I saved over $3000!

Anonymous

Anonymous said

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on 8/7/2006 I planned a party at a beach at a pavilion in CT. that could accommodate 100 people, which kept the guest list from growing. We had a traditional invitation printed up, but asked a friend to compose a poem that included .... "it's not necessary to come bearing gifts for your presence alone will give our hearts a lift. If you'd like to share in our special day bring your favorite dish to our scrumptious buffet." We sent out of state"guests the poem, but eliminated the part about bringing food. We also asked guests to dress casual, bring swimwear and be prepared to go barefoot!

We provided a phone number for the groom's mother in order to know what people were bringing and help if they needed ideas. We decided to serve only beer and wine and three co-workers contributed a half keg and back up 12 packs. Kept attendants to a maid of honor and best man and eliminated tuxedo's limos, photographers and decorations other than flowers from the grocery store in small vases on each table. We hired a couple to see to the food as it came in and to set up the buffet while the ceremony was taking place outside. A co-worker moonlighted as a DJ and gave us a great deal. Friends offered to be our unofficial photographer and presented us with an album and the negatives a few days after we got home. Siblings and co-works made gifts of photo albums as well.

Our beach picnic included chicken cordon bleu, clam chowder, smoked salmon, smoked turkey, potato salad, chili, green salad, fried chicken, pasta and sauce, and carrot cake. Because we weren't spending thousands on food and other expensive things we were able to splurge on the wedding favors... wine glasses printed with our names, the artwork from the invitation and the date on them. The wedding cake was three different kinds of cheesecake on a three layer stand with an extra one in case we ran out. The entire wedding cost about $2000. My husband spent more for our honeymoon than my parents and I did on the wedding.

Almost 10 years later and friends and family still comment how much fun it was. The nicest comment I received was "You asked people to contribute to your day to make it unique and everyone did their best because it was about celebrating your marriage not "the wedding of the year" contest."

It is not necessary to spend tens of thousands of $$ and be so stressed you turn into Bridezilla to have a great time and have a wedding people remember for a long time. Be different and have fun!

Anonymous

Anonymous said

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on 12/30/2005 After we set a date, I researched and sought out the best deals. We planned to have a civil ceremony at the courthouse. Which cut the cost of a wedding gown, a tux and a whole host of other expenses.
We booked a terrific hall that accommodated our hundred or so guest. In addition we setup everything and decorated ourselves. A friend made party favors and silk flower arrangements as a gift to my husband and I.
We bought pretty stationary from the party store and I printed the invites myself from my home PC.
We planned a menu and decided on buffet style, since we would do the cooking.
We found a terrific, small bakery that baked us a delicious (and beautiful) 3-tiered cake plus a cake topper for $100.
We bought liquor at wholesale and had a family member run the open bar.
My husband knew the DJ, so we got a great deal.
We purchased the wedding themed, one-time use cameras and left one on each table at the reception hall so the guest could take pictures plus my In-Laws brought along the camcorder.
Everyone pitched in at the end and help to clean up. We had a great time. It was definitely memorable. And most of all, we didn't have to spend tens of thousands of dollars to carry out everything we wanted. We estimated we spent about $1750. We still had enough money to take that fantastic honeymoon.

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