-
Step 1
Know what kind of insurance you have. How much liability do you have and does your insurance cover any damaged caused to another auto or people involved? What is your deductible?
-
Step 2
Call your insurance company or insurance agent as soon as you can. Make sure you ask them what forms and documents you need to submit such as a police report and medical, towing, and auto repair bills.
-
Step 3
Supply all information your insurance company needs as soon as possible. Be sure to cooperate with your insurance company in the investigation, settlement, or defense of your claim. Your insurance company will represent you if there is a claim brought against you.
-
Step 4
Keep records of all your expenses. Depending upon your insurance policy, almost all expenses you incur because your accident will be reimbursed.
-
Step 5
Keep the original copies of all your paperwork and legal documents. Give copies of them to your insurance company. Store them in safe place or file in case you need to refer to them later.
