How to Give Gifts on a Budget

It's easy to splurge on your loved ones during the holiday season. You'd like nothing but the best to show that love. That's why it makes buying gifts on a budget an exercise in creativity. Give it a try. You'll most likely end up with the most heartfelt gifts.

Difficulty: Moderate

Instructions

1. Decide on a dollar amount to spend on gifts. Own this number.

2. Prepare a list. Write down the names of the gift recipients and the amount allotted for them.

3. Pay cash. Withdraw that specific amount on the day you'll go out shopping. Leave those credit cards at home.

4. Shop early. As the saying goes, "the early bird gets the worm."

5. Buy online. Have the gifts delivered directly to their recipients. Pay attention to shipping costs as well.

6. Re-gift. Check your home regularly for new items that you never really use. Put them all in one box, so you can choose from these items during gift-giving time.

7. Do it yourself. Let your creative juices flow. Allow yourself enough time to make and finish them.

8. Last but not the least, give them the special gift of all - your time and attention.

Tips & Warnings

• Remember: buy what you can afford, not what your credit limit is.

[Psalmist4M]

on 11/14/2008 Absolutely great points & tips. And loved the to the point format. Thanks for sharing. 5*s cherylgoff.com

[kaseysviewblog]

on 11/14/2008 All good tips!

[bossypants]

on 11/12/2008 Very thoughtful article. Thanks!

[klnygaard]

on 11/12/2008 thanks for info

[Vanillatte]

on 11/11/2008 Timely article. I've just started stressing over the $$ I spend during the holidays.