How to Get Financial Help During the Holidays

Financial help during the holidays is important for many households, especially during times of economic downturn, job loss and inflation. Whether in the form of money, gifts for the children, meals, or utility payments, holiday financial help enables families to celebrate the season with joy -- and make it through the winter. This type of assistance is available from charities, churches, civic organizations, social programs and even family and friends.

Difficulty: Moderately Easy

Instructions

1. 
   Local church

   Contact your local church and ask about assistance for needy families during the holiday season. Talk to your pastor if you regularly attend a church, but also contact larger churches in wealthier areas that may reach out to those in the surrounding communities during Christmastime.

2. Inquire at charitable organizations such as Catholic Charities, Salvation Army and the local food bank to find the financial assistance you need. These charities will work with you to determine your need and may provide emergency assistance for utility payments and food.

3. 
   Christmas tree

   Find out which civic organizations are collecting Christmas tree gifts for needy families, and ask if they can include a wish list for your family.

4. Check with your utility company to find out if you may receive assistance with your electric or heating bills over the holiday season. Many utility companies accept donations for needy families over the wintertime.

5. Allow family and friends who offer, help your family out when times are tight. If parents or in laws ask what you need, let them know that groceries or help with the gas bill is top priority.

Tips & Warnings

• Keep an eye on the local newspaper, both the calendar and events section and the civic news. You may find out about toy drives, collections for the poor and other programs for which you may qualify.
• Don't forget to share what you have with those less fortunate -- there is always somebody a little poorer.

Resources

• Frugal Luxuries by the Seasons: Celebrate the Holidays with Elegance and Simplicity--on Any Income
• Hundred Dollar Holiday: The Case For A More Joyful Christmas
• Celebrate Simply: Your Guide to Simpler, More Meaningful Holidays and Special Occasions

[jennytiger]

on 12/6/2008 hello My NAme is jen And I have four kids I lost my job and my bills are outragous and i have no money to get my kids christmas this not to say i don't have money to pay for mills either, but the main thing im worried about is loosing my home cause of my kids they need me , and i what them to have a roof over there heads but i just don't know what else to do im stuck in a bad sitution can you please help me

[MidniteWriter]

on 12/5/2008 Very good, I hope that many families are helped by your article. Thank you!

[sunshine11219]

on 12/3/2008 really nice suggestions

[ddcarr]

on 11/25/2008 I have three nieces and one nephew their really sad because they know their not getting christmas this year and their the ages of two-seven and believe in santa could any one help?

[ddcarr]

on 11/25/2008 If your not in a local church,where do you go for help for christmas?