How to Be a Budget Fashion Shopper

A multitude of sale-loving fashionistas are looking for fool-proof ways to stretch their clothing budget without wasting time or money. Here are seven time-tested methods you can use to become a budget fashion shopper. Memorize these tips, and learn how to shop until you drop--for less.

Instructions

1. Join frequent shopper reward programs. Loehmann's and DSW are two retailers that reward their members with coupons, birthday discounts and special deals. On your next shopping expedition, ask the sales associate about their frequent shopping reward programs. As a member of a store's customer appreciation program, you'll receive additional savings to reduce your fashion budget considerably.

2. Shop online sample sales. In the past, sample sale shopping was limited to privileged fashion insiders who lived in Los Angeles and New York. The new online sample sale phenomenon gives online bargain shoppers premium access to designer labels. Join the mailing list of your favorite online sample sites. You'll have the Internet's best shopping deals delivered to your inbox daily.

3. Shop off-season and save. Buy your bikini in the winter. Purchase leather and suede during July and August. Clothing and shoes are dramatically reduced at the end of each shopping season. The best time to get a shopping bargain is when the stores are clearing their shelves to prepare for the next season's merchandise.

4. Limit credit card purchases. The interest rates on store credit cards are notoriously steep. Curb your impulse shopping by leaving your credit cards at home. If you must purchase an item with your store credit card, decide to pay off the entire balance at the end of the month to eliminate costly interest fees.

5. Use layaway. Instead of maxing out your credit cards, take advantage of a store's layaway policy for your next purchase. Most layaway programs require a percentage of the total purchase plus a nominal storage fee.

6. Shop designer closeouts and overstock stores. Marshalls, T.J. Maxx, and Ross sell designer clothing, home goods, and shoes for 30 to 60 percent off of retail prices. Stock up on your favorite brand names without spending the high cost of retail.

7. Shop during special holiday sales. Cyber Monday, Black Friday, and the Day after Christmas sales are popular times of the year to find a bargain. Budget shoppers plan weeks in advance to take advantage of specials on electronics, clothing and computers.

Resources

• Style on a Budget