How to Get the most Money for your totaled car

So you wrecked your car and now the insurance company is going to pay you the value of the wrecked car.

Things You'll Need

  • Wrecked car
  • Vacume
  • car wash
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Instructions

    • 1

      Call your Insurance company and make a date with the adjuster to look at your car. Set a time you can be there.

    • 2

      Research the value of your car. Find out what your car was worth before the accident. Also find out what scrap value is if you want to buy back the car to repair or use. Know ahead of time what you will accept for your car.

    • 3

      Clean the car. Wash and polish your car if possible. I lost $300.00 in value for oxidized paint. And 250.00 for soiled interior. Both of these things could have been cleaned at a minimum expense.

    • 4

      When cleaning be careful not to remove evidence. Paint marks, tire rubs, glass chips. Leave that there for the adjuster to see.
      Of course if your car is a complete disaster it will probably be at a tow yard and you won't have much access.

    • 5

      Remove all of your stuff. Check under the seats in the spare tire compartment any where you can think of.

    • 6

      Be there when the adjuster is walking the car. Talk to him/her.

    • 7

      Be ready for the offer with a price in mind. Have your title in hand. I got my check on the spot after settling on a value and signing the title.

Tips & Warnings

  • This works on a case by case basis. My car was drivable but not worth fixing.

  • Get what you car is worth I lost $550.00 for a little dirt

  • Don't be dishonest. If the damage was preexisting they can tell.

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Comments

View all 11 Comments
  • torque63 Apr 18, 2009
    Good Job! I haven't totaled a car but I'll keep it in mind. 5*
  • labellefleur100 Apr 07, 2009
    I totaled my car last year and I wish I had known this advice to save me money! 5*
  • jenng Mar 15, 2009
    Great tips I should of cleaned my car 5*
  • Wasatch Mar 14, 2009
    Very good tips on getting the most from a wrecked car. All your steps make a difference.
  • *Gertrud* Mar 12, 2009
    Thank you for pointing out the value of a clean interior and exterior and the value of waxing the car, if oxidized. I would never have thought of that point as having so much monetary value. I totalled a car once when it went up in flames (long story). So having a good picture of the car and the most recent receipts for repairs paid off. The insurance company increased their settlement by several thousand dollars. 5*

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