Lowering your utility bill every month means changing a few habits. Instead of cranking up your heat in the winter, wear extra layers. Use energy saving light bulbs and follow these other tips to maximize your savings.
Insulate your hot-water heater. Good insulation is relatively inexpensive and can greatly help reduce costs.
Unplug and turn off appliances when they aren't in use. Shut down your computer and unplug your cell phone charger at night.
Use a programmable thermostat and set it based on your schedule or when you plan to return home from work. There is no sense in cooling or heating your home when you aren't in it.
Use a space heater in the winter. Using a space heater can cut down on your gas bill because you only heat the space you're in instead of cranking up the heat throughout the entire house. It won't do too much damage to your electric bill either.
Use cold water to wash your clothes. Cold water uses less heat than hot water.
Air dry your dishes. Open the door to your dish washer once the wash cycle is complete.