How to Apply for a Shell Credit Card

There is nothing more convenient than having a gas card when you’re in a hurry. Owning a Shell credit card is not only convenient, but also confers many benefits. You can get cash back at thousands of ATMs across the country, get discounts on car rentals and manage your account online. By following these few simple steps, you could have your Shell credit card within days.

Difficulty:

Easy

Instructions

1. Decide if you need a Shell credit card. Owning a credit card is a heavy responsibility and must not be taken lightly. Other than high interest rates, credit cards can seriously affect your credit report if not used wisely. Yet credit cards can also make life much easier, and owning a Shell credit card can make your visit to the pump a pleasant experience. If you are a business owner, employees will have gas cards that you can manage online; and when it comes to personal use, the card can be used for many other purposes other than gas.

2. Decide which Shell card is best for you. There are four different types. The Basic Shell Credit Card can be used to pay for gas. There are no annual fees, and you can use it at many ATMs, as well as most Jiffy Lubes. The Shell Select Member Card gives you 10 percent cash back on hotels and motels, $1,000 in emergency cash allowance, insurance protection and hotel discounts. The Shell Fleet Credit Card and the Shell Fleet Plus Card are both used for business needs. They can be used for gas purchases only, or for other approved purchases. And they can be monitored online.

3. Find a Shell station near you. There are thousands located all over the country. For easier access, you can visit their website and type in your zip code to find a station near you. You can even get directions from your home to the station.

4. Apply online or at the store. You can fill out an application at the gas station for a Shell credit card if you do not have access to a computer. Once you’ve filled out the application, mail it in. Within 6 to 8 weeks, you may have your Shell credit card if you are approved. If you choose to apply online at the Shell website, approval can come in minutes, and you card will be mailed to in just a couple of weeks.

5. Use your Shell credit card for your next gas purchase. You can either swipe it at the gas pump or go inside the store to pay for your purchase.

Tips & Warnings

• Each Shell gas card comes with different benefits. Decide carefully to make sure you pick the card that best fits your needs.

• As with anything you order online, make sure the website is covered by VeriSign or another form of security.

• Shell often puts an extra hold on your card when you get gas to ensure there is enough money on your card to pay for your purchase. The hold only lasts for a couple of days, but keep this in mind so you don't spend more than your limit and get charged extra fees.

Resources

• Shell/Citibank Website