How to Apply for an Old Navy Credit Card


Old Navy credit card members get many incentives, including rewards for purchases at Old Navy, Gap, Banana Republic and Credit card holders also get exclusive offers throughout the year. You can choose between an Old Navy Credit Card and an Old Navy Visa Card. Applying for an Old Navy card is as simple as filling out an online application or a paper application at the store.

  • Go to the Old Navy website and choose “Old Navy Credit Card.”

  • Fill out the credit card application, including your contact information, income, date of birth and driver’s license information.

  • At an Old Navy store, tell the salesperson you are interested in applying for a card. You will need to fill out a short application in the store. You should typically receive a discount on any purchase you make while applying for a card.

Tips & Warnings

  • Time your credit card application with a large shopping trip to get the most out of the discount for opening a new account.
  • Some store credit cards have higher interest rates than non-department store credit cards. Consider this when deciding whether to open a store credit card to make sure you are balancing the benefits of the store card with the interest rate.
  • Pay your credit card on time. The late fees are often high for store credit cards. Also the grace period only applies if you pay your balance in full each month, not if you carry over a balance.

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