Things You'll Need:
- a hobby
- a savings attitude
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Step 1
First, pick a hobby you can afford. Seriously, yachting is not going to happen on a social worker’s salary. If you enjoy doing something that is that far away from your pay scale, it’s special, not a hobby.
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Step 2
Set a limited amount of money that you will be able to spend on your hobby per month and put that amount aside.
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Step 3
Hobby’s require things, tools to do the hobby. Make a wish list of things you want to get for your hobby and slowly buy them as you have the amount saved monthly for each item.
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Step 4
Does your hobby make other’s happy? By all means, use it to give gifts and reimburse yourself. I enjoy making cards and use them for birthdays and other occasions. Instead of spending my money on buying cards, I spend my money on stickers and paper to enjoy making the cards.
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Step 5
Get together with others who enjoy the same hobby. This is very motivational and you can share or trade things for your hobby.
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Step 6
Look for free ways to enjoy your hobby. If you like to knit, your church may have a Pray Shawl program where you can knit and they’ll provide the yarn. Think outside of the box.












