How to Choose Mobile Home Insurance

Mobile home insurance, like traditional homeowners insurance, is essential. It protects your property in case of disaster or destruction. Sometimes it can be difficult to distinguish between a quality insurance plan, and one that is a rip-off. Here you will learn how to wisely shop for mobile home insurance.

Difficulty: Moderately Challenging

Instructions

Things You'll Need:

• Telephone

1. Call your car insurance provider and ask if they also offer mobile home insurance. You might be eligible for a discount for having multiple policies.

2. Visit another local insurance agency and ask for mobile home insurance quotes. Insurance agencies, not a specific mobile home agency, are able to give you many policies to compare. Many specific mobile home insurance agencies only represent 1 company.

3. Ask questions about each mobile home insurance carrier and the policies they offer. Does it cover personal property? Does it cover flood damage. If you need flood coverage, make sure you make that point very clear.

4. Let the insurance agents know if you need to move your mobile home from one place to another. Most mobile home insurance policies do not cover transport unless special provisions are made.

Tips & Warnings

• Don't be surprised if you are turned down by several insurance companies before you find one that works well for your family. Many insurance providers steer clear of mobile homes.