How to Create a Home Inventory Checklist

Protect Your Belongings

If your home or apartment was burglarized or destroyed in a fire, would you be able to list all of the items to be replaced? If not, you should create a home inventory checklist. Taking inventory of your household possessions ensures that you are adequately insured and makes filing an insurance claim easier. Many insurance companies offer home inventory checklists to download online or you can create one yourself.

Things You'll Need

• Paper
• Pencil
• Spreadsheet
• Camera

Instructions

1. Create a list or spreadsheet for all of your personal property including a description, make and model, price and date of purchase. If you can't remember exactly, just estimate.

2. Go room by room and write down all furniture, appliances, electronics, computers, clothing, artwork, jewelry, tools, equipment, musical instruments, DVD and music collections, luggage, and other miscellaneous items.

3. Items such as cookware, books, children's toys and linens do not have to be listed individually; they can be grouped together and estimated.

4. It is also useful to photograph or videotape your belongings as well.

5. Store the information in a safe place such as a safe deposit box or give a copy to a trusted relative or friend. You can also upload digital photos and your spreadsheet online to providers such as Google Photos, Google Documents or other online data storage service providers.

6. Update your home inventory checklist regularly, especially after major purchases or holidays, such as Christmas.

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Tips & Warnings

• Don't forget to inventory the garage and patio.

Resources

• Organize Your Financial Life