How to Buy a Diamond Ring
Whether it's a right-hand ring or a wedding ring, diamond rings hold special meaning. Therefore, the wearer and giver should both be happy with what they find–but what do you look for and where do you start? Does this Spark an idea?
Instructions
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1
Know the measurement of the finger you want the ring to fit. Just like clothes, fingers have sizes. In order for a ring to fit correctly you will need to know the numerical size of the finger. You can have a finger sized at any jewelry store or use the guide at Spectrum Jewelry, listed below in References.
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Choose a metal type. Almost every diamond ring will be set in either silver, gold, white gold or platinum, ranging from least to most expensive, respectively. Pick the type that is most aesthetically pleasing to you, but also within your budget.
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3
Pick what diamond shape you'd like. There are various shapes: Marquise, emerald, princess, oval, round, rectangular, pear cushion. You may decide to have different stones in different shapes. Many buyers choose to have the main stone in a diamond ring as one shape, and the baguettes, or side stone, as another.
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Begin examining the "4 C's." These are the four elements that determine the quality of a diamond. First, look at the color. Though diamonds can appear nearly identical to the naked eye, color can look very different in sunlight. Ask the color rating of the diamonds you are considering. They are rated from D to Z, or most white (or clear) to most yellow. Decide what looks best to you as well as what is in your price range.
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Look for clarity next. The clarity of a diamond is how many (or few) imperfections the diamond has. Some are plainly visible and some can only be seen with a jeweler's tools. Ask for the clarity rating of the diamond.
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Compare the cuts of the diamonds you're considering. This means how a diamond is faceted and shaped for ultimate appeal. Even if a diamond is weighed the same as another, it may appear bigger if cut ideally.
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Decide on the number of carats you want the stone to be. The main stone of a ring will often be of the heaviest weight, while side stones are lighter. Choose the number of carats that you find attractive, but also what you can afford.
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Ask for a certificate or grading report. This is like a certificate of authenticity for your diamond. This is especially necessary if you want the ring insured.
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Decide on a setting. The setting for a ring is where the stone will sit. Settings are chosen for both security and beauty. There are hundreds of types of settings and most jewelers will even let you choose your own. Knowing where you want each diamond or gemstone to be held will help you and the jeweler decide on an appropriate setting.
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10
Review your decisions with a jeweler. He will be able to give you an appraisal.
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11
Shop around. If you'd shop around to buy a car, why wouldn't you do the same with a diamond?
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12
Work out a payment plan, if needed. Many jewelers can work out payment plans within their own business.
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Tips & Warnings
Identifying a quality diamond is no easy feat. Make sure you're dealing with a trustworthy jeweler and gemologist before putting down any payment.
