Things You'll Need:
- Personal information
- Medical History
- Money for premiums
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Step 1
Consider the options. One of the cheaper health insurance plans is a high deductible policy, also known as Major Medical or Drastic Coverage. On this option, enrolled members will cover all medical expenses up to a yearly Deductible (For example, a yearly Deductible may be $5,000 per person). Insurance benefits begin once the deductible is met.
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Step 2
Gather your personal information and medical history to assist you as you fill out the application form.
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Step 3
Look online. Apply for health insurance plans online to research varying offers from different health insurance companies. This will allow you to compare plans and costs very easily, side-by-side.
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Step 4
Accept the offer for coverage that best meets your family's circumstances. If you choose a high deductible plan, be sure that you can save the amount of the deductible using a HSA (tax-deductible health savings account) over the course of the year. This way, you are covered first by your savings and then by the insurance.
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Step 5
Submit your insurance premium upon acceptance of your application. Once the company receives payment, you are considered enrolled in the health plan. Be sure to make your premium payments on time every billing period.
Comments
johnseretecdel said
on 11/15/2009 Great article 5 stars
There are only a few online sites for health insurance that are not scams.I know a site that can offer you 30% discount.That really works.You should try it.
http://www.MyOnlineInsurance.info
johnseretecdel said
on 11/15/2009 Great article 5 stars
There are only a few online sites for health insurance that are not scams.I know a site that can offer you 30% discount.That really works.You should try it.
http://www.MyOnlineInsurance.info
cicikiz33 said
on 10/9/2008 good artcle